| HeraldNet - Snohomish County's online news source |
 FRIDAY, NOVEMBER 21, 2008 7:31 am |
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Get right side up by modifying home loan Question: I read your column last Sunday where you said home values will probably fall another 5 percent to 10 percent next year. That's bad news to us since our home value is already less than our total mortgage balance. We bought our home two... [More] Don't look for a housing boom soon Every year at about this time I write my annual housing market review and projection for the coming year. To recap some of my previous predictions, in the late fall of 2005 I said the housing market was peaking and rapid appreciation would soon come... [More] You can use home's equity but be careful Question: A couple years ago we took out a home equity line of credit. Since then, we have used it to pay for some major improvements to the home, such as a new roof, rewiring, etc. [More] Tax options can affect a private contract Question: We want to sell our home on a private contract using a deed of trust because we can earn more interest on our money than we could in a bank savings account. What is the limit that you can receive as a down payment before you have to pay... [More] Buyers' 1st step: mortgage approval Question: I'm thinking about starting to look for a house. My friends tell me I should get "pre-qualified" for a mortgage first. My real estate agent says I should get "pre-approved" for a mortgage first. Is there a difference, and is it really... [More] Factors to weigh in buying a mobile Question: I'm interested in buying a mobile home in a mobile home park. I'd like to know the advantages and disadvantages of buying a mobile home this way. S.D., Stanwood [More] Mortgage business is alive and well Question: We want to buy a house now that home prices are finally coming down to the point where we might be able to afford one. But we keep hearing that due to the credit crunch it is almost impossible to get a mortgage now unless you have a... [More] How to deal with cracks in foundation Question: We have some cracks in the foundation of our home. I know it's necessary to caulk the cracks to keep water out, but can the crack be repaired to become a good foundation? [More] |
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